Landlord House Insurance

My landlord does not have insurance house, the boiler broke down and I asked the plumber questions about my landlord informing me that there is no insurance. What concerns me as tenents. Is it illegal? I mean if I burn the house to th?

If you burn down the house by accident (on purpose is another question) and the owner had no building insurance so that is his problem because he is his property. Your property is another question, if you want them to be insured, you must pay for insurance themselves. Your rent does not cover it.

it is not illegal .. but if something were to happen to the building then there is the problem of owners ... But you are advised to obtain insurance for your belongings

If he owns the house, he can choose if they work or not. The problem with the boiler would be classified as normal wear and not covered by policy, unless it is gas and there is a contract with the board of gas.

If you intentionally burn the house you'll probably go to prison.

There is an interesting point. I think as you have a contract with the owner or you pay the money and it gives you a home in exchange, I think the house was burning, it would probably be under a legal duty to rehouse you in a similar unit at the same price.

Maybe.

If you burn the house, he will not get an insurance payment - simple as that! This is not your problem what happens to the real house, but you need content insurance to cover your property as if it burns, you would be able to recover. Generally, only get insurance for what you have!
You do not have a law in the United Kingdom for sthat thing he has supplied fixed, regardless if it is satisfied or not, for example, the boiler - it will cover the cost itself same rather than being able to claim on his insurance. Do not be tempted to make you pay for!

No it is not illegal. If the property is fully paid to the owner of my being self insured
If a mortgage, the lender requires.
To have insurance that covers the tenants in your property. . . No, this is for you to get it. Some packages are covered landlord for tenants.

Firstly, why a plumber to tell you something? And how would he know? I am sure that if your landlord discovered the plumber was telling stories, it would no longer work for him or could be prosecuted. And if you were my tenant, my questioning contractor for information that was not your business, you'd be gone very quickly. Very fast.
If you burn the house, then its your fault and you pay the damages. Yes, LL is supposed to have insurance, but only on the structure. If it does not work, then it will face the loss of home and all expenses needed to repair or demolish. He is not responsible for your property. That is what insurance is for your tenants.
And anything under his deductible (if insurance) need not be handed over to his insurance company. It pays only for repairs of your pocket or if it is your fault.
My advisor. Do not believe everything you hear. And mind your own business. Your company is not your own concerns.

What about the plumber owner of the house of your landlord insurance? Like many others have said, you just worry about having the tenant's insurance if you're concerned about your personal belongings in case of fire.
But without the assurance of the homeowner who pays if you or your guests is injured on property due to the negligence of the owner? I never asked the owner if he had insurance, but since you opened the door, I guess now would be a good time to ask the owner is not the plumber.

If he has a mortgage on the property.